Things That Make You Go HMMM

A Walk Around The Fringes Of Finance

Grant Williams, Things that make you go HmmmMuch to his chagrin, Grant Williams has reached 30 years in finance.

Over that period, he has held senior positions at a number of investment banks and brokers in locations as diverse as London, Tokyo, New York, Hong Kong, Sydney and Singapore.

Grant is portfolio and strategy advisor to Vulpes Investment Management in Singapore and also one of the founders of Real Vision Television — an online, on-demand finance channel showcasing the brightest minds in finance.

A regular speaker at investment conferences across the globe, Grant blends history and humour with keen financial insight to produce unique presentations which have been enthusiastically received by audiences everywhere.

From humble beginnings in 2009, Things That Make You Go Hmmm... has grown to become one of the most popular and widely-read financial publications in the world.

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Everywhere you look, the blame for the dismal performance of the retail sector is being placed at the feet of anybody or anything which offers a possible (but not necessarily plausible) reason why the US consumer may well have his hands thrust deep into his pockets (exactly where the country needs them), but, due to the unseasonably cold weather of course, he’s keeping them there.

A look at core Personal Consumption Expenditure shows a clear trend of lower spending going back 30 years, but the real shock to the retailers has not been the lack of spending, but rather the increase in savings which has not only been marked since 2008 scared the bejesus out of the world but, if it continues with millennials refusing to get themselves into the kind of hock their parents opted for in the age of abundant credit, it’s not only general retailers like Macy’s, Nordstrom and J.C. Penney who are in for a rough ride... Read more