Things That Make You Go HMMM

A Walk Around The Fringes Of Finance

Grant Williams, Things that make you go HmmmMuch to his chagrin, Grant Williams has reached 30 years in finance.

Over that period, he has held senior positions at a number of investment banks and brokers in locations as diverse as London, Tokyo, New York, Hong Kong, Sydney and Singapore.

Grant is portfolio and strategy advisor to Vulpes Investment Management in Singapore and also one of the founders of Real Vision Television — an online, on-demand finance channel showcasing the brightest minds in finance.

A regular speaker at investment conferences across the globe, Grant blends history and humour with keen financial insight to produce unique presentations which have been enthusiastically received by audiences everywhere.

From humble beginnings in 2009, Things That Make You Go Hmmm... has grown to become one of the most popular and widely-read financial publications in the world.

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"...the criticism of such programs is always the same; that all they do is simply pull forward demand from the future and, as a study conducted by Atif R. Mian and Amir Sufi in September 2010 showed, this one was hard to argue when it came to CfC as the chart demonstrates.

Mian & Sufi found that the program resulted in an additional 360,000 cars being sold during July and August but, to use their words: “...the effect was almost completely reversed in the 7 following months due to fewer cars sold, and [they] found no evidence of effect on employment, house prices, or household default rates in cities with higher exposure.”


Where the program did have an effect, of course, was in the financing of all those shiny new automobiles and the turnaround in auto loans which has been seen in the aftermath of the CfC program has been extraordinary... Read more